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Waterfront Home for Sale in Merritt Island FL with Heated Pool & Boat Lift

Lifestyle Lindsey Whitney June 4, 2026

Waterfront Home for Sale in Merritt Island FL with Heated Pool & Boat Lift

Waterfront living on Florida’s Space Coast should feel effortless, and this Merritt Island retreat delivers exactly that. Set along a canal with direct boating access, 1060 Montego Bay blends updated coastal interiors with outdoor spaces designed for year-round entertaining.

If you are searching for a waterfront home in Merritt Island with a heated pool, private boat lift, RV parking, and no HOA, this property offers a rare combination of lifestyle, comfort, and flexibility.

Modern Coastal Living in Merritt Island

Located at 1060 Montego Bay in Merritt Island, Florida, this canal-front home is designed for the way people want to live on the Space Coast: mornings by the water, afternoons in the pool, and sunset boat rides from your own backyard.

Buyers who want to compare available homes in the area can also explore current listings through the Whitney Team Advisors home search .

Property Highlights

  • Canal-front location in Merritt Island
  • Heated screened pool with waterfront views
  • Brand-new 10,000 lb boat lift with dedicated power
  • Seawall replaced in 2021
  • Fully remodeled kitchen with quartz countertops
  • Samsung Bespoke appliance package
  • Pocketing sliding glass doors for indoor and outdoor flow
  • Luxury vinyl plank flooring throughout
  • ADA-compliant primary bathroom renovation
  • Bocce ball court
  • RV parking pad with electric hookup
  • Updated HVAC system in 2023
  • No HOA

Indoor Spaces Designed for Everyday Ease

Inside, the home feels bright, open, and thoughtfully updated. Luxury vinyl plank flooring creates a seamless flow throughout the residence, while crown molding, upgraded baseboards, and fresh interior paint give the home a clean coastal feel.

The living room opens to the outdoor entertaining area through pocketing sliding glass doors, creating a natural connection between the interior, covered patio, pool, and waterfront setting.

Designer Kitchen with Quartz Counters

The remodeled kitchen combines quartz countertops, custom cabinetry, soft-close doors, pull-out storage, a farmhouse sink, Samsung Bespoke appliances, and an induction cooktop with digital controls.

Reverse osmosis filtration adds everyday convenience, while existing gas plumbing gives future owners added flexibility.

Outdoor Living Built Around the Florida Lifestyle

The backyard is where this Merritt Island waterfront property truly comes alive. A large covered patio creates a shaded outdoor living area with ceiling fans and screened comfort for year-round use.

The heated pool anchors the backyard, while the canal-front setting, private boat lift, bocce court, and RV parking pad make this property especially rare.

For buyers who love the outdoors, Merritt Island also offers access to natural destinations such as the Merritt Island National Wildlife Refuge , as well as beaches, marinas, and Space Coast recreation.

Why Buyers Love This Merritt Island Waterfront Home

This home is ideal for boating enthusiasts, buyers relocating to Florida’s Space Coast, entertainers, RV owners, and anyone searching for an updated waterfront home without major renovation projects.

Merritt Island offers convenient access to Cocoa Beach, Port Canaveral, Kennedy Space Center, marinas, parks, waterfront dining, and Space Coast recreation. You can also explore more local lifestyle information through Florida’s Space Coast .

To view other available homes represented by the team, visit the featured properties page .

Numbers That Matter

  • Bedrooms: 4
  • Bathrooms: 2
  • Square footage: 1,740 sq ft
  • Boat lift capacity: 10,000 lbs
  • Seawall replaced: 2021
  • HVAC updated: 2023
  • HOA fees: None
  • Property taxes: $6,967.89

FAQ

What makes this Merritt Island waterfront home unique?

The combination of a heated pool, private boat lift, bocce court, RV hookup, renovated coastal interior, and no HOA creates a rare all-in-one waterfront lifestyle package.

Does the property have direct boating access?

Yes. The home sits along a canal and includes a brand-new 10,000 lb boat lift for convenient access to nearby Space Coast waterways.

Has the home been updated recently?

Yes. Major updates include the remodeled kitchen, updated primary bathroom, updated HVAC, electrical upgrades, seawall replacement, and modern interior finishes.

Is the home suitable for long-term accessibility?

The primary bathroom includes ADA-compliant upgrades designed for accessibility and long-term usability.

Are there outdoor entertaining areas?

Yes. The home includes a covered screened patio, heated pool, waterfront lounging area, and bocce court.

Schedule a Private Tour

If you’ve been searching for a waterfront home that truly embraces the Florida lifestyle, 1060 Montego Bay deserves a closer look.

Contact Harvey and Lindsey Whitney with Whitney Team Advisors to schedule your private showing.

Learn more about the team here: Meet the Team or reach out through the Contact Us page .

Whitney Team Advisors
719 Pine Tree Drive
Indian Harbour Beach, FL 32937
Phone: (321) 559-8799

Work With Us

Get top-notch real estate help from a dedicated team focused on finding your perfect home. They're all about making you happy and ensuring your home-buying journey is smooth and fun. Let them lead you to your dream home hassle-free.